If you own a recreation vehicle, you need a separate policy that properly protects your lifestyle and investment. Coverage is available for motorcycles, ATVs, snowmobiles, motor homes, travel trailers and watercraft. Many recreational vehicle owners mistakenly assume that their homeowners policies will automatically cover their cycles, boats or ATV while it is stored away at their home for the winter or while not being used. This is typically not the case. In order to adequately cover your RV year round for both liability as well as physical damage, it needs to be properly insured on it’s own policy.
Dirt bikes, dune buggies, golf carts, and ATVs (3-, 4- and 6-wheel).
Most makes and models, both standard and high-performance sleds
One, two, or four passenger machines, sit-on or stand-up jet skis & wave runners.