If you own a recreation vehicle, you need a separate policy that properly protects your lifestyle and investment. Coverage is available for motorcycles, ATVs, snowmobiles, motor homes, travel trailers and watercraft. Many recreational vehicle owners mistakenly assume that their homeowners policies will automatically cover their cycles, boats or ATV while it is stored away at their home for the winter or while not being used. This is typically not the case. In order to adequately cover your RV year round for both liability as well as physical damage, it needs to be properly insured on it’s own policy.
Motorcycle
Covers touring bikes, sport bikes, cruisers, trike conversions, imports, and custom or classic cycles.
Off-Road Vehicle
Dirt bikes, dune buggies, golf carts, and ATVs (3-, 4- and 6-wheel).
Snowmobile
Most makes and models, both standard and high-performance sleds
Motor Home
Class A, B and C motor homes, and all types of personal-use RVs, including luxury motor coaches and vintage motor homes. Coverage also available for motor homes used as full-time residences.
Travel Trailer
All conventional travel trailers including camping trailers, truck-mounted trailers and fifth-wheels. Coverage also available for travel trailers designed to haul motorcycles, ATVs and other toys
Boat
Most types of boats including bass boats, cruisers, fishing boats, pontoons, runabouts, sailboats, catamarans and utility boats.
Personal Watercraft
One, two, or four passenger machines, sit-on or stand-up jet skis & wave runners.
